Indian Overseas Bank SO Recruitment 2026 has been announced for eligible candidates looking for officer-level opportunities in the banking sector. The Indian Overseas Bank has issued the recruitment notification for Generalist and Specialist Officers in JMGS-I, MMGS-II and MMGS-III scales.
As per the recruitment details, 291 vacancies will be filled through this drive for different officer positions, including posts in areas such as Branch Management, Information Technology, Credit and other specialized functions.
The IOB Specialist Officer Recruitment 2026 notification was released on August 28, 2026. The online registration process will begin on August 29, 2026, and eligible candidates can submit their applications up to September 15, 2026.
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Candidates interested in applying should carefully check the post-wise educational qualification, age requirement and professional experience before submitting the application form.
Indian Overseas Bank SO Recruitment 2026: Overview
| Particular | Details |
|---|---|
| Recruiting Bank | Indian Overseas Bank (IOB) |
| Recruitment | Generalist & Specialist Officers |
| Advertisement No. | HRDD/RECT/04/2026-27 |
| Total Vacancies | 291 |
| Officer Scales | JMGS-I, MMGS-II & MMGS-III |
| Notification Date | 28 August 2026 |
| Application Start Date | 29 August 2026 |
| Last Date | 15 September 2026 |
| Age Limit | 22 to 45 Years |
| Application Mode | Online |
| Job Location | Anywhere in India |
| Official Website | iob.bank.in |
| Get More Jobs | Click Here |
IOB Specialist Officer Vacancy 2026
Indian Overseas Bank is recruiting candidates for various Generalist and Specialist Officer positions across different management scales. The recruitment covers a total of 291 posts.
| Post Category | Number of Posts |
|---|---|
| Generalist & Specialist Officers | 291 |
| Post Name | Scale | Vacancies |
|---|---|---|
| Manager – Branch Management | MMGS-II | 100 |
| Manager – IT | MMGS-II | 65 |
| Manager – Information Security | MMGS-II | 5 |
| Manager – Information Security Audit | MMGS-II | 5 |
| Senior Manager – IT | MMGS-III | 10 |
| Senior Manager – Information Security | MMGS-III | 3 |
| Senior Manager – Information Security Audit | MMGS-III | 2 |
| Senior Manager – Database Administrator | MMGS-III | 10 |
| Senior Manager – Network Administrator | MMGS-III | 5 |
| Senior Manager – Cyber Security Administrator | MMGS-III | 5 |
| Manager – Credit | MMGS-II | 35 |
| Senior Manager – Credit | MMGS-III | 15 |
| Senior Manager – Risk | MMGS-III | 6 |
| Assistant Manager – Security | JMGS-I | 25 |
| Total | 291 |
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IOB SO Recruitment 2026 Eligibility Criteria
Educational Qualification
Manager – Branch Management
Vacancies: 100
Age: 23 to 33 years
Qualification: Graduation in any discipline from a recognised university/institution
Experience: 3 years as an officer in a Scheduled Public Sector or Scheduled Private Sector Bank, including at least 2 years in branch banking.
Experience as a Scale-I Branch Head is preferred. The selected candidate will be posted anywhere in India and will be posted as Branch Head after successful completion of probation.
Manager – IT
Vacancies: 65
Age: 25 to 35 years
Candidates must have one of the prescribed qualifications, including:
- B.E./B.Tech in CS, IT, Electronics & Communication or Electronics & Instrumentation
- MCA
- M.Sc. in Computer Science/IT
The candidate must have at least 5 years of post-qualification IT experience, including at least 3 years in Banking/BFSI. Hands-on experience in at least one prescribed technology domain is mandatory. These include areas such as full-stack development, operating-system administration, network administration, cloud engineering, storage administration, database administration, IAM, automation, ITSM, business continuity/disaster recovery, virtualization, DevOps, DevSecOps, middleware and IT procurement.
Manager – Information Security
Vacancies: 5
Age: 22 to 32 years
The prescribed qualification includes B.E./B.Tech in Computer Science, IT, Electronics & Communication, Cyber Security or Information Security, or M.E./M.Tech in the relevant disciplines.
Candidates require at least 2 years of post-qualification experience in any three specified information-security domains. These include web application security testing, mobile application security testing, API security assessment, SAST, DAST, AI/LLM security testing and red-team activities. Experience in BFSI, FinTech, IT or regulated sectors is preferred.
Manager – Information Security Audit
Vacancies: 5
Age: 22 to 32 years
Candidates must possess the prescribed engineering/technology qualification, including B.E./B.Tech in relevant disciplines, or M.E./M.Tech/MCA where applicable.
The experience requirement includes either at least 2 years with 1 year in Information Security/IS Audit/Cyber Security Audit in Banking/BFSI, or the alternative IT experience specified by the bank involving software design and development for banking applications following secure-by-design principles.
Senior Manager – IT
Vacancies: 10
Age: 28 to 38 years
Candidates need the prescribed B.E./B.Tech, MCA or M.Sc. qualification and at least 8 years of post-qualification IT experience, including 5 years in Banking/BFSI.
The role requires experience in areas such as mission-critical production systems, digital banking platforms, infrastructure, cloud environments, cyber-security controls or technology operations. Mandatory and preferred certifications are also specified by IOB.
Senior Manager – Information Security
Vacancies: 3
Age: 25 to 35 years
Candidates require the prescribed qualification in computer science, IT, electronics, cyber security or information security and at least 5 years of post-qualification experience in any three specified security domains.
Experience in BFSI, FinTech, IT or regulated sectors is preferred, and the bank has also listed recognised security certifications for preference.
Senior Manager – Information Security Audit
Vacancies: 2
Age: 25 to 35 years
Candidates must hold the prescribed engineering/technology qualification and possess at least 5 years of experience, including at least 3 years in Information Security/IS Audit/Cyber Security Audit in Banking/BFSI, or the alternative banking-application development experience specified in the notice.
Senior Manager – Database Administrator
Vacancies: 10
Age: 28 to 38 years
Candidates require B.E./B.Tech, MCA or M.Sc. in the prescribed disciplines.
The experience requirement is 8 years of post-qualification experience in Database Administration, including at least 5 years in Production Database Administration and 3 years in the Banking/BFSI domain supporting mission-critical applications.
Mandatory technical experience covers Oracle Database, Microsoft SQL Server, performance optimisation, production incident management, capacity planning, backup/recovery, disaster-recovery drills, root-cause analysis and database security/compliance.
Senior Manager – Network Administrator
Vacancies: 5
Age: 25 to 35 years
Candidates need the prescribed B.E./B.Tech, M.Tech or MCA qualification and at least 5 years of post-qualification experience in Network Operations, including Network Security using Cisco FTD and Check Point firewalls.
Strong experience in enterprise network architecture, routing and switching is required, while experience in data-centre networking is preferred. The notice also prescribes mandatory certification requirements such as CCNA Routing & Switching, CCNA Security or Check Point certification.
Senior Manager – Cyber Security Administrator
Vacancies: 5
Age: 25 to 35 years
The prescribed qualification includes B.E./B.Tech or M.E./M.Tech in relevant technology and security disciplines.
Candidates must have at least 5 years of post-qualification experience in any two specified domains, such as forensic analysis/incident response, SIEM/XDR, web application/API security, IAM/AD/PAM, AI security or network security. Relevant professional security certifications are preferred.
Manager – Credit
Vacancies: 35
Age: 23 to 33 years
Candidates need a Bachelor’s degree with an appropriate postgraduate qualification such as MBA Finance/PGDBA/PGDBM/MMS Finance, or CA, or CMA.
The requirement is 3 years of post-qualification experience in a Bank/Financial Institution, including at least 2 years in the credit domain. Experience in handling MSME or corporate advances is preferred.
Senior Manager – Credit
Vacancies: 15
Age: 25 to 35 years
The prescribed educational qualifications are similar to the Manager-Credit post, including MBA Finance/PGDBA/PGDBM/MMS Finance, CA or CMA.
Candidates need 6 years of post-qualification work experience in a Bank/Financial Institution, including at least 4 years in credit. Experience handling MSME or corporate advances is preferred.
Senior Manager – Risk
Vacancies: 6
Age: 25 to 35 years
Candidates must fulfil one of the specified educational routes, including graduation with MBA Finance/PGDM Finance/PGDBF/MFM/MFC or a relevant Master’s degree, or graduation with recognised financial-risk certification such as GARP/PRMIA credentials.
The experience requirement is at least 5 years of post-qualification experience in a Public Sector Bank, Private Sector Bank, NBFC or Financial Institution in areas such as Risk, Credit, Forex, Treasury or Finance.
Assistant Manager – Security
Vacancies: 25
Age: 30 to 45 years
Candidates must be graduates from a recognised university/equivalent and possess the prescribed computer/IT qualification or certification.
The role is specifically designed for eligible candidates from military, paramilitary or police backgrounds. The notification requires the prescribed service experience and conditions for JCO, equivalent paramilitary rank or police officer categories. Candidates currently serving may also apply where their date of discharge is on or before 30 September 2026.
IOB SO Recruitment 2026 Application Fee
Candidates are required to pay the applicable examination/application fee through the online payment facility.
| Category | Application Fee |
|---|---|
| SC / ST / PwBD | ₹175/- |
| General / OBC / EWS / Others | ₹1,000/- |
| Payment Mode | Online |
The fee once paid is generally non-refundable, so candidates should check their eligibility carefully before making the payment.
Important Dates for IOB SO Recruitment 2026
The important dates related to the recruitment process are given below:
| Recruitment Event | Date |
| Notification Released | 28 August 2026 |
| Online Application Begins | 29 August 2026 |
| Last Date to Apply | 15 September 2026 |
Candidates should complete the registration process well before the closing date to avoid last-minute technical or payment-related issues.
IOB SO Recruitment 2026 Service Bond
Candidates appointed through the recruitment may be required to execute a Financial Service Indemnity Bond and serve the bank for a minimum period of three years of active service.
The applicable bond amount is:
- JMGS-I: ₹2,00,000/-
- MMGS-II & MMGS-III: ₹2,50,000/-
Candidates should read the relevant terms and conditions in the official notification before accepting the appointment.
IOB Specialist Officer Selection Process 2026
The selection stages include:
- Online Written Examination
- Personal Interview
- Document Verification
- Medical Examination
IOB Recruitment 2026 Exam Pattern
The IOB Generalist/Specialist Officer Online Examination consists of 100 objective-type questions and has a total duration of 2 hours, with separate sectional timing. The pattern differs slightly for the Generalist Branch Management post and all other posts.
For Manager – Branch Management
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 Minutes |
| Professional Knowledge | 75 | 75 | 90 Minutes |
| Total | 100 | 100 | 2 Hours |
The Professional Knowledge section covers Banking Law & Practice, Indian Economy & Indian Financial System, Principles & Practices of Banking, and Accounting & Financial Management for Bankers.
For All Other Posts
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 Minutes |
| General Awareness with Special Reference to Banking Industry | 25 | 25 | 30 Minutes |
| Professional Knowledge | 50 | 50 | 60 Minutes |
| Total | 100 | 100 | 2 Hours |
Professional Knowledge content varies according to the post.
IOB Exam Qualifying Marks and Negative Marking
The notification specifies minimum qualifying marks of:
- 35% for unreserved candidates
- 30% for reserved candidates
There are no separate minimum qualifying marks prescribed for the English Language and General Awareness sections where applicable. Candidates must meet the prescribed minimum qualifying marks in the Professional Knowledge section.
There is also negative marking of 1/4th of the marks allotted to a question for every incorrect answer. No marks are deducted for unattempted questions.
How to Apply for IOB SO Recruitment 2026?
Eligible candidates can submit their applications online by following the steps below:
- Visit the official Indian Overseas Bank website.
- Open the Careers/Recruitment section.
- Find the recruitment notice for Generalist/Specialist Officers in Various Scales – 2026-27.
- Open the online registration link.
- Complete the initial registration and generate the registration credentials.
- Enter your personal, academic and professional details carefully.
- Upload the required documents, including photograph, signature, left thumb impression and handwritten declaration in the prescribed format.
- Pay the applicable application fee through the available online payment options.
- Review the complete application form before final submission.
- Submit the application and save/print the final application form for future reference.
Documents Required for IOB SO Online Application
Applicants should keep the required documents ready before beginning the registration process. Depending on the post and applicable category, these may include:
- Recent passport-size photograph
- Signature
- Left thumb impression
- Handwritten declaration
- Educational qualification certificates
- Experience certificates
- Category/caste certificate, wherever applicable
- Identity proof
- Other documents specified in the official notification
Candidates should upload documents strictly according to the size and format requirements prescribed by the bank.
IOB SO Recruitment 2026: Important Points
- The recruitment is for 291 Generalist and Specialist Officer vacancies.
- Different posts are available under JMGS-I, MMGS-II and MMGS-III scales.
- The notification was released on 28 August 2026.
- Online applications start on 29 August 2026.
- The application deadline is 15 September 2026.
- Eligibility, age and experience requirements are post-specific.
- Selected candidates may be posted anywhere in India according to the bank’s requirements.
- Candidates should read the official notification completely before applying.
IOB SO Recruitment 2026 – Direct Links
| IOB Specialist Officer Notification | Available through the official IOB Careers section |
| Apply Online | Available from 29 August 2026 |
| Official Website | iob.bank.in |
Frequently Asked Questions (FAQs)
When was the IOB SO Recruitment 2026 notification released?
Indian Overseas Bank released the Specialist Officer recruitment notification on 28 August 2026.
How many vacancies are available in IOB SO Recruitment 2026?
A total of 291 Generalist and Specialist Officer vacancies are included in this recruitment drive.
When will IOB SO online applications start?
The online application process is scheduled to begin on 29 August 2026.
What is the last date to apply for IOB SO Recruitment 2026?
Eligible candidates can apply online up to 15 September 2026.
What is the age limit for IOB Specialist Officer Recruitment 2026?
The age range is reported as 22 to 45 years, but the exact age requirement depends on the post. Age is calculated as on 01 August 2026.
What is the application fee for IOB SO Recruitment 2026?
The application fee is ₹175 for SC/ST/PwBD candidates and ₹1,000 for General/OBC/EWS and other applicable candidates.
What is the selection process for IOB SO Recruitment 2026?
The selection process includes an online examination, personal interview, document verification and medical examination, subject to the post-specific recruitment conditions.
Conclusion
IOB SO Recruitment 2026 provides an opportunity for eligible banking, IT, credit, branch management and other professional candidates to join Indian Overseas Bank as Generalist or Specialist Officers. With 291 vacancies across multiple officer scales, candidates who satisfy the post-specific qualification and experience requirements should review the official notification carefully.
The online application window is scheduled from 29 August to 15 September 2026. Applicants should avoid waiting until the final date and complete the registration, document upload and fee payment process well in advance.
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